You get paid 2 percent interest for both checking and savings and it offers seamless integration and transfers with outside banks -- even my credit union. I have a chime account, and I didn't receive my stimulus like the IRS website stated, I however did get an email from chime support asking me for my taxes, and identification, on the chime website it states that as soon as they receive funds, they put them in your account. Access to customer service via phone...good luck!When you try to fund your account at Chime, wait until you see how long it is for your money to show up. Therefore, the signNow web application is a must-have for completing and signing card dispute form on the go. Robinhood is a discount stock broker that has undoubtedly been a hit from its inception in 2015. I have no idea what happened to my direct deposit and I don't really know how to use this application. Has anyone else experienced something like this with Chime? I filed a dispute as soon as my anxiety allowed me to calm down to dial customer service, April 17th & submitted a Provisional credit application soon after. Someone changed my transfer account number and Chime refused to investigate never again the worst customer service i think its time for a 2nd class action lawsuit. They have not answered a BBB complaint, or even the State of Delaware office of the state bank commission complaint. I think I got scammed. My electric was shut off, I had zero presents for my kids on Christmas, my renters insurance was canceled, other transactions denied. No one asked the individuals who changed my email address to send over a valid drivers license to make sure they were who they said they were to update that information like they have did to me on numerous occasions. Due to the fact that many businesses have already gone paperless, the majority of are sent through email. When I needed Chime the most, Chime was there for me. BEWARE OF THIS BANK. I caught it 5 minutes later and I really need advice. In case you cannot provide us with more time, a 100% refund is guaranteed. I contacted the NY dept of Finance and I'm hoping they will help me. Tax refund – Depositing your tax refund onto your prepaid card allows you to receive your refund faster than a paper check sent in the mail. I am closing this account and going somewhere else. Even though she clearly has a chime account! Around 6pm try to use my card and it was declined. I keep seeing money that I know I havent spent disappear. Well the application process should have been an inclination that it's for people with great credit. ???????????? When Chime closes your account they make it so you can not speak to a live person. Chime account was hacked on 4/20 for 3,198..00 and again on 4/21 for 925.63 they told me I would get my answer for the first one on 5/6 and the latter 5/9. We would like to show you a description here but the site won’t allow us. I have gotten no sleep this last week and I am trying to be patient with them. I saw the commercial where they said you would get paid upto two days faster. What a joke. Customer Service was extremely rude. Chime is letting people hack customer account they stole 1,900 outta my account and chime is doing investigation but I need my money now it’s shouldn’t Neva happened at. I get a call from this gentleman (even before I received my card), that he is calling me from such and such Card Protection Plan and he started explaining me the features on it. Going into contacting Chime, I was fully prepared to having to suck that one up as a stupid mistake. Oh and if you are stupid enough to think they got your back, they really dont!Dont get me started on their "customer service department" THEY ARE ABSOLUTELY HORRIBLE! Therefore I won’t be able to get back the $2,499.00 that was randomly Charged to my account To some company called “MCO” while I was On the phone with “chime support”. Despite iPhones being very popular among mobile users, the market share of Android gadgets is much bigger. A recording comes on and tells you to email customer service. So I’m confused to say the least. So somehow this bank is connected to A scam and won’t even acknowledge it!! I had to call my corporate office who verified that there were no rejections on the routing and acct numbers and the money should be in the account. Social security administration sent my deposit to charm last Wednesday and here it is Thursday and I have not received it. Click to get the latest Buzzing content. Part of my payroll for $1000.00 was scheduled to be deposited this morning (11/25) at 8am. Today is the 7th day and it is still on hold. Very misleading information. All you need is smooth internet connection and a device to work on. I am contacting the Better Business Bureau today to see what can be done. It is now October and they "attempted" to send me a card 3 times. I lived in a house when I first opened the account in June of 2019. Customer service was awful. !There is always a standard answer and your question never is resolved . The time the system went down was when I was supposed to be getting my Direct Deposit. I tried to log into my account tonight because I have to direct deposits coming from my jobs and it said my accounts were locked. But I can’t get anyone to help. Put chime as my DD acct. It could be more informative. This is simply not true. They are of no help and no use. The advanced tools of the editor will lead you through the editable PDF template. I contacted Snapdeal regarding this problem. How are you even in the ball game with other FDIC insured banking institutions? It's not fair that these payments were sent to people in the hopes of helping them get back on their feet only to be held from you and then be tortured even more knowing that the bank has it but won't give it to you. It’s nerve reckoning. Overall I thought Chime was great. No response from the company, the bot, or the person. They did this during a pandemic and my unemployment checks was going into that account. I’ve sent all documents twice, talked to over 20 people, sent over 20 emails, contacted Bancorp, etc. The application expense sum will likewise be noticeable in this progression, which they should pay in the wake of perusing the revelation. We cannot help you in any way. I got up the next day on Friday April 3 & called chime to cancel my card on but they gave me 2 extra days to use it before they cancel it out completely. I asked to speak to a supervisor. Chime tells me to file a claim 3 days later because it needs to post on the account. I even have witnesses. I was assured the check was verified as real and it should be fine. I have had them for a year now until things went really bad really fast. Terrible customer service -- when I joined, they had no humans that you could interact with -- only "Chimebot" on the app.4. We will SUE Green Dot FREE over any amount! Pos. These people are the biggest ripoff there is in banking. It is completely useless to throw away your money on fake products unknowingly.Here some photographs related to this incident:Link to the product on Website: Nike Air Max 2017 Running ShoesLink to the Product on Nike Website: Look what I found at Nike online. As with any bank account, your account is safe as long as you take the proper security measures and don't share personal information with anyone. I question how this is a legitimate bank at all. https://www.consumerfinance.gov/Makes me sad that during a time like this we all have to deal with nonsense, but i hope we all find resolution and can move forward. this stunning van is featuring blue color exterior on gray cloth interior! So I decided to give Chime A try because I saw that their interest rates for savings was better than capital ones right now so ended up moving all my money over to savings and since I am a stay at home house husband my boyfriend deposits a portion of his check into my checking account every two weeks so I have a little spending money well today is Wednesday so waiting to get the very first paycheck to days early like they stated I get an email saying that my boyfriends company is tried to deposit money into my account but chime rejected it and sending it back to my boyfriends employer and on the bottom it states chime only excepts direct deposits if the name on the direct deposit matches the name on the account never heard of that before so therefore I have to wait another week before my boyfriend gets it into his checking account Before it goes into my account so I would not recommend chime at this point moving all my money back to capital one PS nowhere on their website does it state that the name on the account Hass to match the name on the direct deposit. “Chime does not hold your money, as soon as we receive it, we will release it to you. They straight stole my paycheck because the amount it was they though it was worth stealing. Here is a list of the most common customer questions. With signNow, it is possible to e-sign as many files daily as you require at a reasonable cost. SO WHERE IS MY MONEY CHIME ?? Seriously though i have a ready been in contact with my state senator as well as financial groups involved in investigating and prosecuting companys that feel they will get away with this. Use Anyone but Chime ( owned by Bancorp and Stride), So my sister referred me to chime and I was supposed to get $50 and she was supposed to get $50 for the referral . Very misleading and upset that i missed out on the Bonus i was waiting on! Chime accepted the freaking deposit!!! All rights reserved. Then he purposely started incorrectly pronouncing my last name instead after I corrected him. In this case, the money will be refunded according to our money-back policy. So I call them up today and wanted to confirm that next week my check will go through okay. I’ve never built up credit in my life Chime is also doing this for their customers with their secure credit builder cards. You might be their next victim.Here are few tricks to avoid buying fake products:When you are buying from these website, look at the original price on which discount is being applied and the visit the official website of that brand. They have over 10,000 of mines that they are not wanting to let go of! Didnt get any response so what i did was emailed Bancorp who they are affiliated with and they took care of it for me. I've been reading all these other post about their experiences with banking with Chime and I'm so surprised by all the negative results. Start automating your e-signature workflows right now. This money consisted of my direct deposit from my job and part of my taxes. How can we get our money back from this scam of a bank? Decide on what kind of e-signature to create. But the very poor handling of it on Chimes end. Once you’ve finished signing your card dispute form, decide what you should do next - download it or share the document with other people. I get unemployment due to the covid-19 pandemic and I chose chime to bank with well they started suspending my account for no reason and asked me to provide proff of where my money was coming from so I did give them the proof that they wanted even more and they closed my account and kept the money in my savings account! First of all they claim that they will pay you your paycheck or you get paid two days early that is a lie. They did not see any red flags when 100s of dollars was withdrawn from my account daily for 3 weeks. I have told them just about everything I possibly could. They then assumed me if i filed a dispute i would get my money back. Never had issues. The next day I emailed all documents needed. Was told it would be 3-5 business days until it would arrive. Unauthorized or Fraudulent Charges But in a case where you didn't authorize the charge, there is more protection available for you. Then I’m put on the phone with the stereotypical broken English speaking customer service rep. I’m told there’s nothing they can do until the charges are no longer pending. Yes. Out of frustration, I had them try to send ANOTHER card to my previous address as my friend still lives there. Here’s why. Oh Oh, the Support for chime is only via email!! Also forward any email or communications Chime sends you stating this is your companys fault and not theres. Yesterday I had $216 deposited into my account this morning when I woke up it said my account was -$222.44. The tech media keeps singing their praises. If you need to share the card dispute form with other people, it is possible to send it by email. Disputing a debit card charge involves contacting your bank and asking it to cancel the error, which restores your balance to its previous level. On the off chance that you don’t like your order, you can request a refund and we will return the money according to our money-back guarantee. This is some shit. After all, the investors are looking for these sales figures.I hope you understood the scam. I'm beyond livid. Why Chime Bank didn't decide NOT to block these transactions I have no idea why? All you have to do is download it or send it via email. Disable your debit card transactions if you don't plan to use your card for a couple of days. There needs to be an option for zero stars.On 5/28/20 my Chime account got hacked. If you are on the fence about joining chime , let me be the first to tell you . If your supposed to be a "debit" card it would be based on what a person have on the card not credit. For instance, browser extensions make it possible to keep all the tools you need a click away. I spent 7 hours on the phone trying to speak to someone when they finally answered they said it doesn’t look like an unauthorized transaction so there refusing to give me my money back. I told them if they won’t help me i want to know who she is so I can directly press charges on her. JOIN . Chime States that they were experiencing technical difficulties and that all direct deposits and purchases along with ATMs could be used. So chime got me for 7589. I bet Chime will freeze your account for no good reason without notice. When someone steals from your account chime does not take responsibility and you basically lose everything without a trace. Currently, the platform boasts more than 10 million users and hosted billions in transactions. I am told by her she's escalating my case and it will be reviewed 24-48 hours. Even if you take it into the bank and run it through as a charge, you are still charged 2.50.2. 48 hours later, no response. He insisted on me getting my card charged to which I refused stating that I would require a mail before I would agree to their terms and conditions. That goes for agreements and contracts, tax forms and almost any other document that requires a signature. I reach out to chime, first I get put through a bot, which is completely useless. You get your direct deposit up to 2 days early like Chime. I received an email on the 27th telling me that I had to send verifications to prove their identities along with a copy of my husband's 1040 showing both of our names on it for which I complied immediately and sent them the information. I signed up because I liked the "round up" option for microsavings. Available for PC, iOS and Android. I strongly suggest if anyone else out there is experiencing the same problems should also file complaints against this company With the Better Business Bureau. The bank's final decision can take up to 10 business days. It has been days now that your system somehow hasn't been accessable. DO NOT BE FOOLED BY A PRETTY UI, KEEP YOUR FUNDS AWAY FROM THIS GARBAGE OF A SO CALLED BANK. That is the majority of my savings. Yesterday I had confirmation that my check was cleared from my employer and it still has not yet been posted by chime bank. I double checked the addresses I entered each time and they are all correct. God Bless. Green Dot Complaint? And time feeling worthless to everyone I spoke to caused me to have to leave this bank. There's more...I would often go shopping for house hold products and food just to be charged a hidden fee when I would use the chime card. My cash deposits are instantly available. I had a loan with a company and had the loan deposited to my Chime account, I paid the loan in full and after I paid the loan off, they were still deducting money from my account, every payday! If customer service doesn't know -- then who does? You than take two stones back from Bob and give them back to me I am still missing two stones! They make it really difficult to deposit paper checks into your account. I never dealt with anything like this before. This company is making out like a fat rat, and it seems that there is nothing you can do about it. Do not EVER use this card for a hotel! The customer care is a joke. Now my tax return is going too the account an they said they would refuse it too that they can only use my legal name. It asked me to upload a valid government issued photo I.D., front and back and a letter proof of my address. To everyone considering Chime Bank this problem isn't worth anyone's time. Everyone, it seems that Chime was hacked because i am seeing the same stories constantly and they so happen to fall within a 3 day period of April 1 - April 3. Over it goodbye chime. Is it perfect? There are no supervisors. There is no location. I’d like Chime to get my $2300 dollars back. I call customer service and not only do they barely speak English, but when asked for a supervisor they hang up on you. 14 days ago I attempted to log into my account on a phone I hadn’t previously used. Terrible and useless customer service. Even their support supervisor says "he hates this system and he cannot even get that department to answer his emails and has no other way to contact them" They will steal your money if you let them. ALL ATMS are free. My biggest problem with banks was overdraft fees. They asked me to send my ID to prove it's me. When she start building up money and time you need to be proactive with your chime account for security reasons. They will likewise have the capacity to see a connection saying ” Click here to make payment “. Hopefully by the 17th like they informed me I should have my $200 back into my account. Each app brings its own set of quirks, and since Chime is less common than those others, you should set aside some time to learn the software in advance of your remote interviews. Let this be a testament or the reason to stay away from Chime bank. The sad part is just by typing Chime lawsuit, thousands come out with the same exact issue. Customer service didnt care to fix this issue and when spoke to Supervisor he as well didnt care. The order was Nov. 7th. Someone called from the number on the back of my Chime account and was able to get into my account. they say they will release the funds within 7 days but they don't and what they put you through to get the funds released is a nightmare! The most secure digital platform to get legally binding, electronically signed documents in just a few seconds. It has been 5 months and they still are refusing to get me my money. Told me that I should see it within a few hours it was being processed. CHIME is GARBAGE!! Google Chrome’s browser has gained its worldwide popularity due to its number of useful features, extensions and integrations. Then they are slandering the companys we work for saying its the companys fault not theres. They cancelled my card and said they would send a new one. This is the network fee.It consists of the deposit consolidation fee multiplied by the current Ethereum rate. Nothing works. Months later because of all this Covid 19 I have my unemployment money put into their account because I like having money in multiple accounts, and don't want to mix things up. No one who chooses Chime as their bank has their life together. Green Dot. I called the ? Attached is the complete set of paperwork I sent them. I received an email today telling me no error occurred and I would not get my 3,198.00 back. In that time they gave me a credit builder card which is super helpful. Stay away from Chime! Bancorp helped me get the 394 then helped get my 60p so i encourage you guys to please contact Bancorp through email. I very strongly suggest that you avoid Chime at all costs. That's only 1 issue. I NEED MY MONEY BACK ASAP. If anyone has any suggestions for me please let me know. I deposited on 4/4/20 and heard back on 4/7 the day I expected my deposit that they had denied my check. Submitted everything they asked for--no response. Well recently filed my taxes. It cancelled Nov. 7th. To corroborate this information, here is the internal record of your account with the transactions that were made when no funds were available to spend in your Credit account: I recieved a notifaction on my phone about my info being changed I immediately contacted chime and asked why?